PPF Calculator

Yearly investment
Expected return rate (p.a) %
Time Period Yrs

Maturity Value

₹  271,214

Invested Amount

₹  150,000

Total Interest

₹  121,214

PFF Calculator

Planning to build your retirement corpus? How about investing in PFF, you can invest as low as Rs.500.

What is PPF?

PPF stands for Public Provident Fund. It has been introduced in 1968 for the aim to mobilize small savings into an investment with reasonable returns with additional benefits to save tax. PPF calculator is a handy financial tool that makes it easy for you to calculate the return and PPF interest.

The current PPF interest rate is 7.1% compounded annually. This is backed by the government of India and it falls under EEE status which means that the amount invested, interest earned and maturity amount received are all tax-free.

PPF Calculator Formula

The interest on PPF is compounded annually. The formula for this is: F = P[({(1+i)^n}-1)/i]

Here, F = Maturity proceeds of the PPF P = Annual installments n = Number of years i = Rate of interest/100

For e.g. you invests Rs. 1,00,000 for 15 years in PPF account 7.1%, your maturity proceeds at the end of 15 years would be Rs. 31,17,276.

Advantages of PPF Calculator

  • Accurate results
  • Easily available online 24X7
  • Safest investment option for low risk-taking investors

What are the minimum and maximum limits of investment in the PPF account?

The minimum amount you need to add annually in your PPF account is Rs. 500 whereas the maximum amount that can be invested is Rs. 1,50,000

How much I will get in PPF after 15 years?

The maturity amount will be the principal amount invested and the interest earned during the 15 years

Can you open 2 PPF accounts?

You cannot open multiple PPF accounts

Can I withdraw PPF before 5 years?

No.  You can’t make partial withdrawals before five years. Even after five years, PPF has a restriction on the withdrawal limit.